Funding Programs
Fast, Flexible FundingFor Every Deal Type
DSCR – Non-QM – Church – Commercial
Our Four Loan Programs
Direct lending. Fast closings. Real results — in all 50 states.
DSCR Loans
Investment Properties · No DTI
Qualify on the property's rental cash flow — no personal income or DTI. Built for landlords and investors scaling 1–4 unit and small multifamily portfolios.
- No tax returns or W-2s
- Qualify on rents, not income
- Purchase, refi & cash-out
- LLC vesting allowed
Non-QM Residential
No Income, No Tax Verification
Bank statement, P&L, asset-depletion, ITIN, and self-employed programs for borrowers who don't fit the agency box.
- 12-mo bank statements / P&L
- ITIN & foreign national OK
- Self-employed friendly
- Alt-doc underwriting
Church Loan Program
No Guarantor Needed
Specialized faith-based financing for acquisitions, refinance, and construction — the ministry stands on its own, no personal guarantor required.
- No personal guarantor
- Acquisition, refi & construction
- $100K – $25M+
- Designed around the mission
Commercial Loans
All Property Types Nationwide
Retail, mixed-use, multifamily, office, industrial, hospitality, and special-use commercial real estate financing across all 50 states.
- All commercial asset types
- Bridge, perm & construction
- Up to $25M+
- Nationwide lender network
What We Fund
Built for real investor deals.
How It Works
Get funded in 14–30 days
Submit Your Deal
Call us or submit the form. Share the property, scenario, and funding need.
Deal Review
We match your file to the best-fit program — typically within 24–72 hours.
Approval
Receive a structured offer designed around the asset and your strategy.
Funding
Close in 14–30 days. Capital delivered fast — direct lending, real results.
FAQ
Frequently Asked Questions
Do I need strong credit to qualify?+
No. Our flagship programs include no-credit-check and alt-doc options. Underwriting focuses on the property, the cash flow, and the deal structure — not personal credit.
Do I need to verify income or provide tax returns?+
Not for our Non-QM, DSCR, and bank-statement programs. We accept 12 months of bank statements, P&L, or DSCR rental analysis instead of tax returns.
How much can I borrow?+
Funding ranges from $100,000 to $25,000,000+ across DSCR, Non-QM residential, church, and commercial programs.
What can the funds be used for?+
Investment property acquisitions, refinances, cash-out, construction, church purchase/refi, and most commercial real estate uses nationwide.
How long does approval take?+
Indications of interest typically within 24–72 hours. Most closings happen in 14–30 days.
Get Funded Fast in All 50 States
Alt Doc & Hard Money Lending – 14–30 Day Closings
Direct Lending. Fast Closings. Real Results.