About Miracle Commercial Funding
Direct LendingReal Results
DSCR – Non-QM – Church – Commercial
Our Mission
Capital in the hands of real operators
Miracle Commercial Funding exists to put fast, flexible capital into the hands of investors, business owners, and ministries who don't fit the agency box. We specialize in DSCR, Non-QM Residential, Church, and Commercial loans — structured around the asset and the deal, not just a credit score.
No tax returns. No personal guarantor on church files. Alt-doc and hard-money options for borrowers banks keep saying no to. We close — across all 50 states.
Mr. Gerald Pippen
Founder
Meet the Founder
Built on relationships
Miracle Commercial Funding was founded by Mr. Gerald Pippen on a simple idea: capital should move at the speed of opportunity. After years watching strong borrowers get stuck inside the agency box, Mr. Gerald Pippen built a direct-lending desk focused on DSCR, Non-QM, Church, and Commercial deals — structured around the asset, not a checklist.
Today his team underwrites, structures, and closes nationwide — partnering with investors, operators, and ministries who need real answers in days, not months.
Why Borrowers Choose Us
Built for Speed & Structure
No Hidden Requirements
No-credit-check programs. Alt-doc & no-tax-return options. We say what we do and we do what we say.
Fast Decisions
Indications of interest in 24–72 hours. Most closings in 14–30 days — not 90+.
Investor-First Partnership
Real underwriters who structure around your deal — DSCR, Non-QM, Church, and Commercial.